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Contact Info

YES Buisness Center
Al Barsha 1,
Behind Mall of the Emirates
P.O.Box : 125341

Office Tel : +971 4 4204033
Office Fax : +971 4 4204034

ORN : 11842
Email :

Documents Checklist

These are the common documents required by most of the banks, the documents may vary as per the case.

Documents for salaried customers
  • Passport 
  • Labor Card/Employee ID card 
  • Current dated monthly salary certificate (stating designation, length of employment and detailed breakdown of salary) 
  • Salary bank account statements (last six months) 
  • Other income account statements (last six months) 

Documents for self-employed customers
  • Passport 
  • Labor Card/Employee ID card 
  • Audited financial statements (last two years - optional) 
  • Other income documents e.g. tenancy contracts and title documents for rental properties 
  • Personal bank account statements (last six months) 
  • Company bank account statements (last twelve months) 

Legal documents for self-employed customers 
  • Copy of trade license 
  • Copy of Chamber of Commerce registration 
  • Copy of Memorandum and Articles of Association 
  • Copy of Certificate of Incorporation, Register of Shares and Power of Attorney (applicable for offshore companies only) - Offshore companies out of policy 

Property documents
  • Copy of sale or purchase agreement 
  • Receipts of customer contribution and bank account statements validating this payment 

Other documents
  • Cheque for the loan-processing fee 
  • Cheque for valuation (if property is bought from the secondary market)
Minimum age for home loan 
  • Minimum age of the loan applicant should be 21 years and maximum age upon maturity is 65 years or retirement age whichever comes first. 

Maximum limit of loan per individual
  • This depends upon your individual financial status.